Benefits Matter.

Enjoy better health coverage at a much lower price.

Benefit Profitability

Ask about our remarkable health and wellness plan with 15+ zero-out-of-pocket cost benefits available to you and your team members today, as long as you are an employer with ten+ W-2 employees. They can receive a guaranteed issue life insurance policy of up to $150,000 (up to $250,000 with a health exam, depending on age and income), unlimited telemedicine, unlimited counseling, and over 1,000 prescriptions, all with zero copays, zero deductible, and zero out-of-pocket expense. Call us to learn more.

Additionally, enjoy our highly affordable health savings and full health insurance plans for yourself, your loved ones, employees, and even 1099 contractors, gig workers, small business owners, and others. No one does Benefits better than Certainty.

We're Certainty Management and we can help.

The Capstone Benefit Plan

We offer a full continuum of healthcare options with very low-cost healthcare membership and wellness plans, including The Capstone supplemental benefits plan and 360 Advantage plan. The Capstone plan offers you and your employees 15+ benefits with zero upfront or out-of-pocket cost to you or them. It's helping American workers get healthier today, improve their quality of life, and, hopefully, lower the future cost of Medicare by billions.

Capstone offers tailored wellness programs aimed at improving your employees’ well-being, all while capitalizing on tax savings available to you. program enhances employee health and wellness through initiatives that foster both physical and mental well-being. Taking advantage of these incentives creates an opportunity for substantial cost savings:

Employees receive additional health and wellness benefits each year, including up to $150,000 in guaranteed-issue life insurance, with zero negative impact on their net paycheck.

Employers pay nothing out-of-pocket and realize an average net savings of $700 or more per participating employee.

These programs help make the best practices of Fortune 500 Companies available to small and mid-size business owners as well. The program was founded on the premise that every business owner should take advantage of every incentive program that they are legally entitled to claim. Every employer, no matter their size, should offer this extraordinary zero-out-of-pocket cost benefits plan, for multiple reasons. We can help. Get started today!

Major Medical Savings

The Impact Health Sharing by Certainty major medical coverage plan delivers a modern and affordable alternative to health insurance with pricing 30-70% on average less than most traditional insurance plans. In some ways it functions the same as your current health plan, but it's different in a few ways that matter.

Use it with any provider or specialist, enjoy significant prescription savings, low co-pays, and more. Watch the video below and click on any of the images to visit the Impact Health website and learn more. Enter your birthdate and get a free quote for you or your family.

Remember: the price is the same with Impact Health for one child or for multiple children and deductibles ("PRA" amounts) listed are for the entire family, not just individuals.

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First Class Coverage

Our healthcare membership options enable anyone on any budget to access affordable guaranteed issue medical, dental, vision, and mental health care. No matter your budget, your status, your demographic, age, or condition, Benefit Airship can help. There are no pre-existing conditions, no "open enrollment" periods, no citizenship requirements, and no age limitations. They're even adding a cancer protection program soon that will be unparalleled.

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Fits Your Health

Benefit Airship covers 99% of all regular healthcare needs for 95% of Americans. From preventative health to chronic diseases to emergency care, and more.