Certainty Management

Call Us TODAY: (888) 684-3122

Benefits Matter.

Enjoy better health coverage at a much lower price.

Benefit Profitability

Ask about our remarkable Corporate Benefits Initiative with 15+ zero-out-of-pocket cost benefits available to you and your team members today, as long as you are an employer with ten+ W-2 employees. They can receive a guaranteed issue life insurance policy of up to $100,000 (up to $250,000 with a health exam, depending on age and income), unlimited telemedicine, unlimited counseling, over 1,000 prescriptions, and even free labs and up to 6 urgent care visits per year, depending on the plan, all with zero copays, zero deductibles, and zero out-of-pocket expense. Call us to learn more.

Additionally, enjoy our highly affordable healthcare membership plans with premiums as low as $60 per month for the whole family, major medical plans for 30-70% less than traditional health plans, mental health coverage, cancer protection, and more for you, your loved ones, employees, and even 1099s, gig workers, small business owners, and others. No one does Benefits better than Certainty.


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We're Certainty Management and we can help.

The Corp. Benefits Initiative

We offer a full continuum of healthcare options with very low-cost healthcare membership and wellness plans, including The Corporate Benefits Initiative, a supplemental benefits plan that offers you and your employees 15+ benefits with zero upfront or out-of-pocket cost to you or them. It's helping American workers get healthier today, improve their quality of life, and, hopefully, lower the future cost of Medicare by billions. 


The CBI offers tailored wellness programs aimed at improving your employees’ well-being, all while capitalizing on tax savings available to you. program enhances employee health and wellness through initiatives that foster both physical and mental well-being. Taking advantage of these incentives creates an opportunity for substantial cost savings:


  • Employees receive $1,500 worth of benefits each year, including up to $100,000 in guaranteed-issue life insurance, with zero impact on their net paycheck.


  • Employers pay nothing out-of-pocket and realize an average net savings of $500 or more per participating employee.

The Corporate Benefits Initiative helps make the best practices of Fortune 500 Companies available to small and mid-size business owners as well. The program was founded on the premise that every business owner should take advantage of every incentive program that they are legally entitled to claim. Every employer, no matter their size, should offer this extraordinary zero-out-of-pocket cost benefits plan, for multiple reasons. We can help. Get started today!

How To Get Started:

The Overview Video:

Help your employees enjoy better physical and mental health and you'll cut down on turnover too (employers who use the CBI see a 40% average reduction in turnover). View the video found here to learn more about how this fantastic "no-net-cost" program works.

The Website & Application

Visit our website at https://cbiplus.com/certainty to get started. For more details click on the CBI logo in the top (L) corner. To submit an application, just click on "Get Started." Please list "Certainty" as the agent name and support@certaintyteam.com as the email.

The Project Summary

Click here to view a written version of the video, summarizing how the CBI works, the specific benefits your employees will receive, and how this program utilizes tax code established in 1948 to help you and your employees benefit in this powerful zero-net-cost way.

The Onboarding Process:

Once you fill out the application found at the link above, you will be contacted by our team to help you submit the simple payroll details needed for underwriting. We also provide each employee with a free digital app that makes onboarding and benefit use a piece of cake. 

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Any questions? Reach out to us at (888) 684-3122 or schedule a time to meet with us in person below. We're here to help and look forward to meeting with you and assisting you soon.

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Major Medical Savings

The Impact Health Sharing by Certainty major medical coverage plan delivers a modern and affordable alternative to health insurance with pricing 30-70% on average less than most traditional insurance plans. In some ways it functions the same as your current health plan, but it's different in a few ways that matter.

Use it with any provider or specialist, enjoy significant prescription savings, low co-pays, and more. Watch the video below and click on any of the images to visit the Impact Health website and learn more. Enter your birthdate and get a free quote for you or your family.

Remember: the price is the same with Impact Health for one child or for multiple children and deductibles ("PRA" amounts) listed are for the entire family, not just individuals.

Get an Instant Quote
Get an Instant Quote

Advantage Wellness Complete

Our healthcare membership options enable anyone on any budget to access affordable guaranteed issue medical, dental, vision, and mental health care. No matter your budget, your status, your demographic, age, or condition, LifeExec can help. There are no pre-existing conditions, no "open enrollment" periods, no citizenship requirements, and no age limitations. They're even adding a cancer protection program soon that will be unparalleled.

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Fits Your Health

LifeExec covers 99% of all regular healthcare needs for 95% of Americans. From preventative health, chronic diseases, to emergency care.

Fits Your Budget

Memberships start at just $29.95/month and include direct care, urgent care, dental, vision, pharmaceuticals, mental health, & more.

Fits Your Business

Business programs cost $0, with no minimum commitment, and no risk. Benefits are available to every employee (FTE, PTE, 1099).

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Our Free Gift to You:

The LifeExec® life management app helps store your important info. along with tailor-made plans to keep your closest contacts informed during any life event. It's a free gift of Certainty from us to you.

  1. Collect your important documents in one place
  2. Collect your contacts and create "last messages"
  3. Organize your data, passwords, and more, in an encrypted organization and delivery system.

Watch the video at right to learn more and click below for your own free account. It's just one more way we help our clients create more CERTAINTY in their lives.

Get Started for Free Get Started for Free

To learn more, reach out to whomever introduced you to us, call us at (888) 684-3122, or click here to schedule an appointment.

Major Medical Savings

The Impact Health Sharing by Certainty major medical coverage plan delivers a modern and affordable alternative to health insurance with pricing 30-70% on average less than most traditional insurance plans. In some ways it functions the same as your current health plan, but it's different in a few ways that matter.


Use it with any provider or specialist, enjoy significant prescription savings, low co-pays, and more. Watch the video below and click on any of the images to visit the Impact Health website and learn more. Enter your birthdate and get a free quote for you or your family.


Remember: the price is the same with Impact Health for one child or for multiple children and deductibles ("PRA" amounts) listed are for the entire family, not just individuals.

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